About Universal Funding

Universal Funding: Your Trusted Partner for Growth


In the fast-paced world of business, finding the right funding source can be a daunting task. That’s why Universal Funding stands out as a private funding solution that has been empowering businesses for over two decades. Since 1998, we have proudly supported thousands of businesses, providing them with over $2 billion in funding.

Our approach is different from traditional lenders because we take the time to learn about your business, understanding the full scope of your history, successes, and challenges. We believe that by understanding the unique story of your business, we can provide tailored solutions that meet your specific needs.

One of our key solutions is invoice factoring. By turning your accounts receivable into immediate funding, we provide you with the financial resources you need to thrive. Unlike many other factoring companies, we pride ourselves on our efficiency and speed. We know that time is of the essence, and that’s why we can have funds in your hands in a matter of days. This rapid turnaround empowers you to seize growth opportunities, meet financial obligations, and fuel your business’s momentum.

But our commitment to your success goes beyond just quick funding. We are passionate about building long-lasting partnerships with our clients. Our team of dedicated experts takes the time to truly understand your business, its unique challenges, and aspirations. We become an extension of your team, offering guidance, support, and expertise every step of the way. Whether you have questions about managing cash flow, optimizing your accounts receivable, or navigating financial challenges, we are here to provide the answers and support you need.

Rates as Low as 0.55%

Funding as Quick as 24 Hours

Business Founded

Entire Team is on Site

Family Owned

Direct Funding Source

Business is more than just numbers


At Universal Funding, we understand that your business is more than just numbers on a balance sheet. Behind every business lies a rich history, valuable customer relationships, and a dedicated team of employees who rely on you for their livelihood. We recognize the importance of these aspects and take the time to truly learn about your business, gaining a clear understanding of the challenges you face and the growth opportunities that will propel you to the next level.

Our team of dedicated professionals is committed to your success. We don’t simply provide cookie-cutter solutions; instead, we tailor our services to meet the unique needs and goals of your business. We believe in building long-lasting relationships, and that starts with a deep understanding of your business model, industry dynamics, and aspirations. By partnering with Universal Funding, you gain a trusted advisor who is invested in your growth and success.

With our extensive experience and expertise, we offer a comprehensive range of funding solutions designed to address your specific needs. Whether you’re a small business striving to expand your operations or an established company seeking to seize new opportunities, we have the financial tools to support you on your journey.

But it doesn’t stop there. Universal Funding is more than just a funding source; we are your strategic partner for growth. Our team of professionals has a wealth of industry knowledge and insights to share with you. We can provide valuable guidance on optimizing your cash flow, improving operational efficiency, and seizing market opportunities. We are dedicated to being a trusted resource for your business, offering not only capital but also expertise and support to help you navigate the ever-changing business landscape.

At Universal Funding, we believe in transparency and open communication. We will guide you through the funding process, ensuring that you have a clear understanding of the terms, rates, and fees associated with our services. Our goal is to empower you with the knowledge and resources you need to make informed decisions that will propel your business forward.

Unlike many other factoring companies, we don’t keep you waiting. We understand that time is of the essence, and we’re committed to providing swift and efficient funding solutions. In a matter of days, we can have the funds in your hands, empowering you to seize new opportunities, overcome obstacles, and fuel your business growth.

But it’s not just about the funds. Universal Funding is built on a foundation of trust, integrity, and personalized service. We pride ourselves on taking the time to truly understand your business and your goals. We believe in building strong, long-lasting relationships that go beyond the transactional. When you partner with us, you become part of the Universal Funding family, and we are dedicated to your success.

Our team of experts is passionate about helping businesses like yours thrive. We have the industry knowledge, the experience, and the resources to tailor financing solutions that meet your unique needs. Whether you’re a small business with big ambitions or an established company looking to expand, we have the expertise to guide you towards your goals.

Let Universal Funding be the catalyst for your success, providing the reliable cash flow and the growth opportunities you deserve. Experience a funding solution that goes beyond the numbers and embraces the heart and soul of your business. Contact Universal Funding at (800) 405-6035 today and let us help you navigate the path to success.

Our Mission


Empowering Business Growth: Our mission at Universal Funding is to empower businesses by providing exceptional financial solutions and unwavering support. We fuel their journey to success, helping them turn around operations, increase efficiency, expand production, and thrive in a competitive landscape. With dedicated customer service and reliable funding resources, we aim to be a catalyst for transformation, enabling businesses to reach new levels of growth and achieve their fullest potential.

A Message from Our CEO


Henry D. Wozow

Time and again, small to medium-sized business owners come to me with the same problem-cash flow. Often, they are a thriving business with no shortage of revenues, but their money is tied up in accounts receivable. They haven’t offered term discounts to their customers for paying invoices quickly; they lack the resources to collect on outstanding invoices; or they just received a purchase order for products they don’t have the funds to produce.

In the past, when faced with these problems, companies would turn to banks for a loan or line of credit. But recently, banks have tightened their lending requirements and are holding on to their money. Businesses that would have been able to get additional financing from their regular sources are finding that their line of credit has been capped or the bank is no longer interested in real estate collateral.

These are all situations that we, here at Universal Funding, can help with. Not only do we provide free advice for businesses, but we offer workable solutions. It is my greatest pleasure to work with a company and watch them grow to a level in which they no longer need our services. This is how I know we’ve done our job.

We’ve been helping businesses turn around their operations, increase efficiency, expand production, and grow in great strides for many years. The future of your business starts now, and we’re here to help you make it extraordinary.

Learn how Universal Funding can help your business with steady and reliable cash flow.