Get Your Money Faster
Universal offers creative factoring capital options to businesses who have gross sales from $1 to $10,000,000 or more per month, depending on a company’s needs. We are known as being easy to work with while providing exceptional personalized service, 24 hours a day, 365 days a year. We make factoring an exciting opportunity for you and your company.

Acquire Capital When You Need It
We provide factoring capital for a wide range of business types. Our Vice President, Deron Nicholson traditionally says, “If you have invoices, we can provide you with capital in as little as 2 hours.” Having some of the best experts in the industry, we love to assist businesses in obtaining capital and a greatly enhanced cash flow. Being careful not to run your credit upon making initial contact, we can give you an accurate estimate of your rate and the amount of factoring capital available to you over the phone.

No-Wait Cash Services
Striving to be the best factoring firm available we now offer a 2-hour funding program which has become a new standard for our company.

Funding Without Limits
One reason we help so many businesses is our no-maximum factoring policy. If you want more capital from our company, simply ask. It's that easy.

Customer Support 24/7
Our customers know we strive to perform well with quality fast service.We consider our customers to be our most valuable asset, which is why we treat every business with outstanding respect and customer support.

Factoring Lines of Capital / Invoice Factoring
Our factoring line of capital or invoice factoring is a good way to obtain a capital infusion when your company needs money. We are able to help by giving you an instant advance, all you need to have is accounts receivable. We remove the worry from your life of chasing and waiting for overdue invoices to pay. Factoring can protect your firm from bad debt write off. Our services also reduce the time and money that your company would normally spend on chasing overdue invoices.

Super-Low 1% Rates
Many businesses are yet to attain the dream of a low-cost, unlimited, low rate of capital until they meet us. Our low rates allow you to do more things with your business. We also pride ourselves in providing businesses like yours with the ability to obtain cash flow and capital without any monthly payments. Call for more information.

We consider ourselves one of the most competitive and willing-to-help factoring companies available. We help you by increasing your profit potential (through business investment, expansion and new client acquisition). Factoring removes cash flow stress from your business and your life.

Our Mission
Our primary mission is to get you approved and get funds wired into your bank account as quickly as possible from your initial phone call. This can be in less than 4 hours.

Flexible Lines of Capital
Enticingly creative and flexible lines of capital keep your company rolling and make your company stronger by eliminating the low times in your sales or existing cash flow. Our factoring program is your hedge of protection against recessionary pressure.

Free Collection Services Provided
We have an entire department devoted to collections. Using our services means you won't have to worry about your clients not making payment on time or several months late. This concern becomes ours immediately, upon your becoming a client of Universal Funding.

Credit Management
With free, on-demand credit reports, provided for you anytime you need them, we provide you with more tools than you've had before.

Quiet and Professional
One of the best features we offer is our confidentiality. Call for details.